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What Types of Aircraft do we Cover?


Airplanes:


  • General aviation aircraft
  • Alaskan aviation aircraft
  • Conventional Tail Draggers
  • Seaplanes
  • Private Jets & Turbo-Props
  • Commercial airplanes
  • Light Sport Airplanes (LSA)
  • Experimental Aircraft (member EAA)


Drones:

 

  • Agriculture
  • Education, Research & Development
  • Infrastructure Inspection & Support
  • Mapping/Geophysical
  • Movie/TV Production
  • Property Survey/Inspection/Real Estate
  • Surveillance
  • Commercial Photography/Videography
  • Events (Concerts/Sports/Weddings etc.)
  • Instruction and Training
  • Media/News Gathering
  • Package Delivery
  • Sales/Demo
  • Wildlife/Conservation/Environmental
  • Construction
  • Fire Fighting/Support
  • Law Enforcement
  • Military
  • Private/Hobby

 ALONG WITH GENERAL LIABILITY AND BUSINESS OWNER POLICIES

SERVING FBOs, FLIGHT SCHOOLS, FLYING CLUBS & PART 135

If you’re in the process of buying or if you currently own an aircraft, comprehensive insurance from an A rated reliable, established and trust worthy company is vital to your financial well being as an aircraft owner.


When you acquire a policy of insurance, you’re effectively transferring the risk of ownership and operation from yourself to the insurance company or ‘carrier’. A reputable and knowledgeable insurance agent/broker is the intermediary who stands between you and the carrier as you’re advocate to get you the maximum coverage at a minimum of cost.

Their failure to do that will usually cost them a good customer at or before renewal time, possibly diminish their reputation, both on and off line and even create an element of civil liability in extreme cases.


A reputable insurance broker will usually represent a multitude of carriers to enable them to shop for the very best rates while making sure the client is adequately protected, after taking the time to properly evaluate the clients’ individual needs. 


Aircraft insurance protects you from potentially huge losses and liability.  The insurance premiums you pay don’t have to be high and you should never compromise coverage to save a few dollars in premiums. A good insurance broker will insure you have the best of both worlds; great coverage combined with affordable costs. This is accomplished by ‘shopping the markets’ to make sure your getting maximum benefit from your insurance dollars.


Why Every Aircraft Owner Needs Aircraft Insurance


Unlike mandatory car insurance now in most every state, the aviation community has no state or federal regulations making aircraft insurance mandatory. However, hangar/tie-down landlords and fixed-base operators (FBOs) often require that the owner of any aircraft situated on their property maintain an aircraft insurance policy to cover potential damage to their property or any civil liability that may extend to them through your ownership or operation of the aircraft. 


The notion we often hear ‘I don’t have a bank loan on my plane so I don’t need insurance’ is the biggest oxymoron out there. Certainly most anyone who can write a check for $100,000 or more for an airplane has assets that should definitely be protected, especially when aircraft insurance premiums are so comparatively low for straight liability (usually much less than auto).


Let’s face facts. We exist in the most litigious times ever. People find most any reason imaginable to sue, and there is no shortage of attorneys willing to take on the most frivolous of lawsuits, created by an atmosphere of ‘it’s less expensive to settle than fight’ sadly on the part of insurance carriers themselves.


What this means is do you really want to go ‘barefoot’ (a term coined for people who have elected not to maintain any or adequate coverage)? Before you make a decision that could truly be life changing, it would be wise to take a moment to see if even just liability coverage at a discounted premium, may be a good fit for your situation.

 

If another person’s property is damaged or someone is injured in an accident and you were at all a part of (flying/operating or not), you could be sued for damages and at a minimum incur  both legal expense and some a few sleepless nights.


However, with adequate insurance coverage in place, you will be protected from having to pay any legal costs yourself and be shielded from any liability to policy limits and enjoy peaceful nights' rest - free from torment or worry.


You can sleep easy once you're covered...

The risk and worry are 'transferred' to the carrier!


Private Aircraft

Business & Pleasure

  Aviation insurance is significantly different than personal home or auto insurance, but insuring your aircraft can be made simple if an aircraft insurance expert is used to properly place your coverage.
 
    The aviation insurance experts at Select Aircraft work hard to earn and retain your private aircraft insurance business.


   Our customers range from the weekend sport pilot to the larger and major corporations. We are able to write coverage on everything from the realatively small experimental kit aircraft to Very Light Jets to the largest airline fleet.


  Our company was founded by pilots and we make it a priority to be experts in all aspects of the aviation industry to include; aircraft financing, insurance, acquisitions, brokerage and sales.  We're here to help at any time.


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Commercial Aviation

Lines of Coverage

  Commercial Aviation Insurance has many different faces; Aircraft manufacturers, flight training centers, flight schools, flying clubs, agricultural aviators, air cargo and on demand air charter services are but a few examples of operations that make up the commercial aircraft industry.


  Each operation requires specific expertise not only in their flight operation, but also within their insurance policy. We know that the commercial aviation Industry is often held to a higher standard and we feel that their insurance should be as well.
 
  We believe through our network of admitted carriers we can provide you the best and most comprehensive coverage at a minimum of cost.  We work hand in hand with our policyholders to minimize risk and hazards, thus reducing unnecessary loss and lowering premiums.


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Renters - Make sure YOU'RE

covered when you rent planes

  Pilots flying an aircraft they do not own should have special coverage that protects them.


 Aircraft Liability Insurance protects you against claims arising from Bodily Injury (BI) and Property Damage (PD). When your passenger is injured or you 

 

   Aircraft Physical Damage (PD), including loss of use for the owner, will cover damage to the aircraft caused by the insured.


   The insurance company will pay the flight school for the repair and could then subrogate against you, the pilot.

                             

   Medical Payments are included to cover payments for medical bills and funeral expenses of an occupant of the aircraft. Options up to $10,000 are available. In addition to Medical Payments, your Bodily Injury coverage will help protect you in the event of a claim.


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Light Sport Airplanes

Experimental Airplane Coverage

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